Effective as of: 01/14/2021


Fee Schedule

Checking Account Fees
NSF Fee Created by Check, ATM, ACH or other electronic means	$30.00 per item
Deposited Item Return Fee	$5.00 per item
Share Draft Printing Fee	Prices may vary depending upon style
Share Draft Stop Payment Fee	$30.00 per item
Share Draft Counter Check Fee	$.50 per check if share drafts are not ordered through Credit Union.
Copy of Draft Fee( Federal Reserve):	$1.00 per item
Account Research	$20.00 (Hourly Rate, 1 Hour Minimum)
Account Reconciliation	$20.00 (Hourly Rate, 1 Hour Minimum)
Debit Card Replacement Fee	$20.00
CheckFree Bill Pay Fee (without debit card and e-statements)	$5.00 per month

Overdraft Protection Fees
Taken from Share Account	$5.00 per item (2 free per month)
Added to Overdraft Loan	$5.00 per item
Courtesy Pay	$30.00 Per Item

Other Service Fees
Official Check Request (Third Party)	$2.00 per item
Wire Transfer (Outgoing) Fee:	$25.00 per transfer
Wire Transfer (Incoming) Fee:	$5.00 per transfer
Money Order Fee	$1.00 per money order
Dormant Funds (after 2 years inactive)	$5.00 per month
Incorrect Address (after 2 returned statements)	$5.00 per month
Safe Deposit Box Lost Key	$10.00
Safe Deposit Box Drilling Cost	Amount varies depending on charge of local locksmith
Loan Payment/Check Return	$30.00
Late Loan Fee (Closed End Loans only)	$10.00 after 15 days grace period
Loan Coupon Books	$5.00 per book
Levy, Garnishment or Attachment Fee	$50.00
Subordination Fee (for Mortgage or HELOC loans)	$250.00

Calculators

The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

Personal Planning Education Funding Estate Planning Retirement Planning Roth vs. Traditional IRA Survivor Needs Analysis Disability Income Compare Two Pension Options Compare Two Payout Options

Lease Calculators (Insurance, Lottery,Legal) Simple Lease Calculator Advanced Lease Calculator Lease Amount Lease Rate Lease Residual Lease Payment

Personal Finance How much car can I afford? How long will it take to pay off my credit cards? What payments will it take to pay off my credit cards? Simple loan calculator How much can I borrow? What interest rate would I need? How long would it take to pay off a loan? What are the effects of inflation? What would my payments be? What is the future value of a dollar? Fixed Loan Scratchpad

Retirement Calculators IRA calculator. Roth IRA calculator. IRA deposit calculator. Roth IRA deposit calculator Simple Spending calculator How long would I be able to make withdrawals? What rate of return would I need? How much would I need to start with? How much could I withdraw each month?

Investment Calculators How can I save a million dollars? Investment yield calculator Present value calculator Future value calculator Simple savings goal calculator Stock investment profit calculator Stock basis cost scratchpad How much money could I save? What rate of return would I need? How much would I need to start with? How much would I need to save each month? How long must I save for a major purchase? How long will it take to double my money? What is the financial cost of dying? Asset Allocation Insurance vs. Taxable Fund

Home Finance Is refinancing my loan a good idea? What would my payments be for a balloon loan? What would I save if I made monthly prepayments? What would be my monthly prepayment? How much house can I qualify for? How much house can I afford? Which fixed rate loan is better for me? What are my payments for a fixed rate loan? What are my payments for an adjustable rate loan? Should I buy or rent my home? Which loan is better, fixed or adjustable? What is my mortgage payoff amount? Could I use a consolidation loan? What would I save with bi-weekly mortgage payments? What effect do rates and down payments make?