Loan Rates
- Seasonal Loans Available
- For your convenience; we offer weekly, bi-weekly, semi-monthly and monthly payment frequencies
- .25% rate reduction given when you choose payroll deduction or automatic transfer from one of your accounts at OCFCU as your method of payment.
Rates to go into effective October 1, 2008
Christmas Loans
9% APR ~ November thru January ~ 12 month maximum term
Computer Loans
12% APR ~ 36 month maximum term
Line of Credit Loans
12% APR ~ Term based on loan amount
Personal Loans
14% APR ~ Term based on loan amount
Student Loans
9% APR ~ Term based on loan amount
Vacation Loans
12% APR ~ September thru March ~ 12 month maximum term
- APR refers to annual percentage rate
- TERM USED TO CALCULATE MONTHLY PAYMENT
- One Community Federal Credit Union reserves the right to change,
add, or delete services, fees and rates stated on this Web site at any time.